StellarStellar (XLM)

Originally released in 2014, Stellar cryptocurrency is a real-time platform that connects banks, payment systems, and people. It was created to move money quickly, reliably, and at almost no cost. Stellar’s goal is to become the go-to network for micro-payments, including inter-banking and intra-banking payments and settlements, through the use of its Lumens (XLM) token. Stellar was created by Jed McCaleb, former CTO of Ripple and the Stellar network is often compared to XRP. The main differences between the two is that Stellar is open-sourced and is a non-profit organisation unlike Ripple and XRP.

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